Financial Experts Recommend Setting Aside Emergency Fund They Can Bilk You Out Of
NEW YORK—Warning that their sudden desire for a new sports car could leave you completely broke, many financial experts now recommend setting aside an emergency fund they can bilk you out of, reports confirmed Monday. “Many Americans are completely unprepared for a rainy day, and ideally you should have three to six months of salary for us to swindle from you,” said investment consultant Curtis Haberlin, who warned that even if you think you don’t need it, an emergency fund of at least $20,000 is essential to have on hand due to the unforeseen expenses and desires of financial experts. “Even if you don’t have the money right now, putting aside 5% of your income provides the security of a small nest egg that we can snatch. Unexpected income like tax refunds or inheritances are also great ways to help us line our pockets. You don’t want all your money tied up in less liquid investments like property, because that can be tougher for us to steal from you. It may seem like a lot, but then when the time comes, you’ll be glad you had an extra $30K to invest in a can’t-miss swindle.” Haberlin added that an emergency fund is just the bare minimum, and ideally you should be investing in a 401(k) you can lose so financial experts are able to comfortably retire.
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